Soon after our plan, my hubby came home with a book from the library for me. It’s a little book called The Latte Factor and it’s written by David Bach. If you want a book to illustrate the power of saving over small periodic spending habits, this book is for you. It’s a quick and enjoyable read as it follows the journey of one woman as she comes to the realization that she is doing it all wrong. She is stopping at the coffee shop on her way to work everyday, buying lunches and eating out for dinner. But at the same time she is working extremely hard and feels she will never get ahead. See the attached link to fine a cool calculator that adds it all up. https://financialmentor.com/calculator/latte-factor-calculator The reader learns as the protagonist learns and important points are reiterated throughout. In the end the protagonist changes her habits from emotion driven to purposeful and her life is completely changed. It also puts her in the driver’s seat, creating in her a mindset of intention and power. I love this book and it came to me at the best possible time.
My Money Management Journey 