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Do not save what is left after spending, but spend what is left after saving. Warren Buffet In the book The Latte Factor https://davidbach.com/the-latte-factor-class/, which I wrote about in a previous post, the author talks about paying yourself first. I really like his wording as it speaks to an important philosophy – that of takingContinue reading “Saving for the future.”

Ok, so now I have to do the opposite of what I had been doing. I have to make eye contact with my money. In other words, I have to create a system where I can EASILY track my spending, my balances, my bills, etc. I’ve decided to use my bank’s app to do this.Continue reading “Keeping an eye on things….”

Killing myself slowly, or maybe killing my future self, that’s what I was doing everyday when I used my debit card or credit card indiscriminately for meaningless purchases. Five bucks for a coffee, ten for a glass of wine at the rotary meeting, fifteen for that blouse at the thrift store, extras at the groceryContinue reading “Killing myself slowly….”

Soon after our plan, my hubby came home with a book from the library for me. It’s a little book called The Latte Factor and it’s written by David Bach. If you want a book to illustrate the power of saving over small periodic spending habits, this book is for you. It’s a quick andContinue reading “The Latte Factor”

The first thing I had to do was map out how much money came in verses what went out. So we sat down and wrote it all out …. pay in…bills out. I also had to look at those bills one by one. We’re they necessary? Could I live without that gym membership? (The answerContinue reading “The plan…step one.”

My credit cards were collecting dust on my desk. I didn’t want to look at them. You may know that feeling….just wanting to put it off for another time. The problem was that the longer I put it off, the higher the balance. I was aware of the crippling interest rates on most credit cards,Continue reading “Day one….”

Be yourself; Everyone else is already taken. — Oscar Wilde. This is the first post on my new blog. I’m just getting this new blog going, so stay tuned for more. Subscribe below to get notified when I post new updates.

This is an example post, originally published as part of Blogging University. Enroll in one of our ten programs, and start your blog right. You’re going to publish a post today. Don’t worry about how your blog looks. Don’t worry if you haven’t given it a name yet, or you’re feeling overwhelmed. Just click theContinue reading “Introduce Yourself (Example Post)”